What key document must be provided at the closing of a manufactured home sale?

The key document required at the closing of a manufactured home sale is the Certificate of Title. This document serves as legal proof of ownership and is essential for transferring title from the seller to the buyer. In the context of manufactured homes, the Certificate of Title is similar to a vehicle title, establishing clear ownership and the right to transfer that ownership.

At closing, the buyer needs to receive the Certificate of Title to ensure they have all legal rights associated with the home. This document also allows the buyer to register the home with the appropriate local or state authorities, which is crucial for legal ownership and any future resale.

Other documents, such as the Bill of Sale, Homeowner's Insurance Policy, and Financing Agreement, play important roles in the overall transaction process but do not take precedence over the Certificate of Title when it comes to completing the sale and transferring the home’s ownership legally.